Big or small-scale , we want to know the money - pertain gratuity or trick that made a real difference for you .

It’s pretty bleak out here. Grocery prices are sky-high, houses are completely out of reach, and it feels like it costs $100 just to leave the house these days.

Maybe there’s a secondhand clothing shop near your house that offers store credit for gently-used pieces. When you want something fun to wear to an event, you take a bag of clothes you don’t want anymore and essentially trade it for a new dress.

Perhaps you didn’t contribute to your job’s 401(k) until you hit your 40s, and now you’re constantly worried about retirement. Your biggest piece of advice to younger people is to contribute whatever they can because a little goes a long way with enough time.

Or maybe you made a new rule to leave online purchases in the cart for a full week. If you still want it after seven days, you’re allowed to buy it. If not, you didn’t waste money on an impulsive buy.

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Big or small, we want to know the money-related tips or tricks that made a real difference for you.

A person holding an open, empty wallet, showcasing the lack of money or contents

A woman stands with her back to the camera, browsing a rack of dresses in various patterns and styles

A person in a casual shirt stands indoors, covering their face with both hands in an emotional or stressed gesture

A woman smiles while looking at her laptop in a bright, modern living space. A white mug and some papers are on the desk in front of her