" I ’ve flown round trip to Chicago for $ 30 , Houston for $ 45 , Miami for $ 50 , etc . "

Reddit userFerro_Rouxaskedthe community: “What’s a hack in your industry that customers aren’t supposed to find out?” People quickly took to the thread to share their most noteworthy industry secrets. Here’s what people revealed:

1.“When I worked as a pharmacy tech, I spent a lot of time calling insurance companies and waiting on hold while the world burned around me. One time, I got impatient with the voice recognition bot because it kept hearing background noise and made selections impossible, so I started cursing it out. If you say the F word a few times in a short span, the bot recognizes you as an angry customer and will switch you to a representative quickly. I did this multiple times to a lot of strange looks from my coworkers until I explained the hack.”

— u / joshhupp

" My mom did this out of sodding frustration , not knowing it would forge . She does it whenever she ’s shopworn of sail automated menus that do n’t help . you could also disrupt the automated voice by repeatedly saying ' representative ' or ' customer avail ' to get out of the automated computer menu and in the queue to speak with someone . "

— u / Ethel_Marie

Hand holding a key card about to insert it into a card reader on a modern door handle

— u / DiscontentDonut

3.“If you buy flights through Spirit at the airport, one of the random fees (it’s called the user fee or something like that) doesn’t apply, so they cost about half as much. I’ve flown round trip to Chicago for $30, Houston for $45, Miami for $50, etc.”

— atomic number 92 / FridgesArePeopleToo

4.“I used to work in the floral industry. Don’t call a large national florist. Look up a local florist in your recipient’s area and call them directly. Most have websites to help you choose, and you’ll save money on delivery and service fees, which can go towards a nicer arrangement. Also, unless you order flowers regularly, the membership/loyalty program is a scam and hard to cancel.”

— atomic number 92 / abbys_alibi

5.“You can rent a nice casket for the funeral and be buried in a cheaper one.”

— uranium / lurch940

6.“If you or a teenager you know are admitted to an expensive college and their financial aid package isn’t enough, write them and ask them for more money. Mention the other schools you were admitted to and the fact that you received strong financial packages from them. DO NOT mention specific numbers unless it’s a named scholarship, like ‘presidential’ or ‘provost.’ At least five of my students this year got between $10,000 and $20,000 extra in scholarship money just by soliciting for it.”

— u / MobbSleep

7.“If you use Libby to download ebooks from your library to your Kindle, you can turn it to airplane mode and keep the books as long as you want. The next person in line is not affected.”

— u / DachshundNursery

8.“I used to work in credit cards. If you disputed a charge for less than $75 (not as fraud), we would just credit you the money. Most of the time, we wouldn’t even investigate it past the initial chargeback. You still got your money back if we didn’t win the case. However, if we find out you’ve figured this out, we will stop giving you the credit unless we win. We’ve even closed accounts that took advantage of it. But if you want your money back as a one-time thing or whatever, you’ll be fine.”

— u / SlammedOptima

9.“Not sure if your homeowner’s insurance will cover something? Apply this one simple rule: Was the damage caused by a sudden and one-time occurrence? If the answer is yes, you’re covered 99% of the time. If the answer is no, 99% of the time, you’re not covered. This advice applies to the US.”

— u / ColSurge

" And , might I add together from my own experience , do n’t call the claims line at the insurance company . I was call to seeif I neededto file a title and if I was covered , and it was consider a claim . I had two of those ( both result in no payout ) and was dropped by my homeowners . Call your agent , not the policy caller . "

— u / CountFUPA

A person arranges a bouquet of flowers on a wooden table next to a laptop. The image relates to work and money, suggesting a job or business in flower arranging

10.“If you know you’re shipping something within a few hours drive of you, always pay for the cheaper shipping option. The ‘premium’ shipping option is just a markup if you know you’re sending something nearby. It will arrive the same day regardless.”

— u / StagTheNag

11.“If you do not have health insurance (yay, America), there are FREE pharmacy discount cards you can get that will DRASTICALLY reduce the cost of your monthly medications. I learned about this from my little sister after I had been spending over $100 a month on a 30-day supply of generic Adderall for three years straight after losing my health insurance after my divorce. Now, I pay around $12. There are MULTIPLE pharmacy discount cards, and they all offer different discounts for different pharmacies, so I have signed up with pretty much all of them.”

Last year , I checked my pharmaceutics ’s annual spending / savings amount and bring through over $ 2,000 using these discount card . Just make certain before you pick up your medicament that you check online to see which rebate card will give you the magnanimous rebate . They often stay the same , but sometimes , for some MEd , it modify . This also applies to PET medications ! Many medicinal drug prescribed for your darling at your vet ’s office are human medications that can be fill at your local pharmacy , and you could also use one of the pharmaceutics rebate cards on top of it ! "

— u / wifeunderthesea

12.“When a car salesperson offers you a ‘premium car care’ package, don’t buy it. It’s a scam. Say you’re buying a new car and I offer you the premium car care package. It’ll only cost you X amount of money per month, but every time you come to the dealership, you get the following: a premium car wash (we hose it down, not a proper car wash), interior detailing and rejuvenation (we use compressed air to make the dust go away, sometimes a man uses a wet paper towel), and a functions check and clock synchronization (we check if all the lights work, heater and A/C work and set up the clock if it’s wrong).”

" Also , summer and wintertime review and spare contact arm fluid refill are only done once per time of year . We retard tire thread , visually find out tyre press , look at temperature gage to ensure the car is n’t overheating , and tote up urine in the summer or a tiny amount of windshield wiper fluid in winter . We visually scrutinise brake disk to see if wear - out pasture brake pads do not scratch them . We also offer help when you are on the move , but all it is is us address you a towage truck at your disbursement if it ’s during business time of day . Basically , we accuse for simple things you may do yourself . Also , if a cable car dealership sell you a used car and tells you it has been in full service , take it to your local mechanic and have it serviced properly . "

— atomic number 92 / Carguy_1992

13.“Most industries have retention teams because it costs 10x more to get a new customer than it costs to keep one you have. So, if you call up and complain/threaten to cancel every other time they raise your rates, they’ll probably give you the introductory rate. Just be aware you might have to switch.”

— u / SuperstitiousPigeon5

14.“Therapy cash pay rates are negotiable at many private practices if you are uninsured or your insurance does not cover behavioral health.”

— u / Catflappy

15.“I worked for Wells Fargo doing customer service on mortgages. If you use the keywords lawyer, media, or government, we’re trained to escalate you immediately to the highest level of customer service. Background: If you call for a question about your mortgage, there are five tiers of representatives. If you call and say, ‘Give me a manager,’ you’ll only get to tier three. The media/lawyer/government statements get you escalated to tier six of salaried customer service representatives, who will be given a ticket to fully research your complaint and prepare a summary. You may not like the result, but they will do enough due diligence on your question to ensure they won’t be sued.”

— u / supergooduser

16.“Hospital bills are negotiable, to a degree. Always ask for an itemized bill and put some effort into analyzing it.”

— uranium / Baby_giraffes

17.“At GameStop, if you buy a pre-owned controller and get the warranty, you can return a year later, get a fresh pre-owned controller, and just pay the warranty cost again. This used to work with new controllers, but the policy changed.”

— u / goughm

18.“If a beer doesn’t turn out quite how you wanted it to, just turn it into something else. Sometimes, that’s just calling it something else or adding something to it. Not every habanero stout and coffee blonde were meant to be those beers.”

— atomic number 92 / burgher89

19.“Any Marriott booking made partially with points, with a three-day cancellation policy, can be canceled the same day of the booking without any fees.”

— u / Will_Heredia

" For any reservation made with the hotel ( no third - party reservation or pre - paids ) , you could expend the workaround of calling and suppose your travel date changed . Most position can relegate it back for no fee . Then , if you ’re out of doors of the fee window , call and cancel later . They do track your bookings , so do n’t make it a riding habit , but it ’s a good hail mary in case you need to debar a cancellation fee at the last minute . It is n’t 100 % guaranteed to work , but most time , it will . At least it did prepandemic when I was still in hospitality . "

— u / Beezo514

View of a university campus courtyard with people walking and socializing, surrounded by large academic buildings

20.“I’m a singer, and I book a lot of weddings and corporate/general gigs. If you come to me directly rather than going through an agency, I can plan and run all the music whether you want just me and a guitar, a full band, or a DJ for after party. It can literally save you thousands. Some agencies put a 40%-60% mark-up on my services, and I ask them for more than I’d charge someone privately. If you’re looking for entertainment, try and contact someone directly.”

— atomic number 92 / THETJRAT

21.“This was six or seven years ago, so it may not be relevant, but when I worked at Enterprise Rent-A-Car, the higher-ups were so tunnel-visioned on positive customer reviews that if there were any problem at all, we would write off anything from gas to whole days of rent. We had a few repeat customers who would catch on and habitually complain about dumb stuff to get parts of the bill discounted. Only a rating of ‘completely satisfied’ counted, and it was tied to bonuses and promotions, so it was a huge incentive to make people happy.”

— uranium / CromeDaBeast

22.“I’m a dog trainer, and this is a hack we want people to understand. One reason we can get your dog to do something so fast is because we use a high rate of reinforcement. Example: I’m training your dog to walk on a leash without pulling, and we practice in your driveway. I feed the dog 20 tiny pieces of food by my knee as we walk to the end of the driveway. The first time a client tries the exercise, they may use five. The mechanics of the exercise look easy, but it takes time to get used to. And when people practice independently, they do other things instead of focusing on the exercise. They forget how often they must reinforce the dog for doing the right thing. If they do the exercise for two minutes during each walk, with a high rate of reinforcement (RoR), that may be all it takes. And once the dog learns, you can gradually slow down the RoR.”

— u / a_real_dog_trainer

23.“You will almost always get a better rate/term on a car loan if you go directly to the finance company. Even if you get the quotes from the dealer and take those quotes to those lenders, you will likely find a better deal. Always bring your own financing to the car lot. Always. Source: I work in indirect lending. It is my business to make money off of people who finance at the dealership.”

— u / lindydanny

24.“In the tech industry, one ‘hack’ customers aren’t supposed to find out is how much they can save by avoiding brand new releases and instead purchasing slightly older models or refurbished devices. The previous year’s model often has nearly identical specifications to the latest release but comes at a significantly lower price. Additionally, refurbished devices are rigorously tested and certified, providing like-new performance with a warranty, making them an excellent cost-effective option. For software, many companies offer free or heavily discounted versions of their products to students, educators, or non-profits, so always check for those discounts before purchasing at full price!”

— u / GreyGxddess

25.“I’ve been getting stuck in many automated loops here lately. The quick way out, I’ve discovered, is saying ‘past due.’ Oh, if you’re paying them, they definitely want to chat with you. I’m never past due, but I say this option every time, and it gets to someone who can help me. Generally, it’s the exact same people anyway.”

— uracil / evil_monkey_on_elm

26.And: “Working at a big insurance company (one of the biggest), they relied on people not calling and complaining. I’m pretty sure that’s where a lot of their profit lived. If you think something is odd, definitely do call, even if you end up on hold forever. It’s frustrating as hell, but it can save you a ton of money.”

— uranium / Rob_W _

observe : Submissions have been edited for length and/or clarity .

A stack of assorted credit cards fanned out on a surface, representing various financial options available in the market

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